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      • Open Access Article

        1 - Comparative Study Of late Payment Damage With Usury
        Babak Mohammad Rezapour Faezeh Jahani Moghadam
        In the world of exchanges and international trade which is based on the expansion of the banking system, the delayed payment penalty is accepted as a solution to the depreciation of the currency and also as a condition for the obligation to pay debts from customers in m More
        In the world of exchanges and international trade which is based on the expansion of the banking system, the delayed payment penalty is accepted as a solution to the depreciation of the currency and also as a condition for the obligation to pay debts from customers in most banking systems as well as in various legal rules. But this principle in Islamic countries has sometimes interfered with the concept of Reba, so that some jurists consider it as a Reba and have forbidden it. This principle has been widely debated in our country, but it has been accepted by the legislature as a principle. However, there are still many challenges regarding the legitimacy or lack of legitimacy of the principle of delayed payment penalty in the banking system. In this paper, it is attempted to address the reasons for the legitimacy of the delayed payment penalty in the banking system. Manuscript profile
      • Open Access Article

        2 - Examining The Terms Of Foreclosure And Comparing It With Late Payment Damages
        Fatemeh   Jameei Hirad Mokhayeri mohsen poormohammad
        Transactions in the form of trade in goods have long been common And sometimes in such transactions one of two items of the same type that are of equal weight, On the other hand, it is exchanged in excess on one side and causes the realization of one of the types of usu More
        Transactions in the form of trade in goods have long been common And sometimes in such transactions one of two items of the same type that are of equal weight, On the other hand, it is exchanged in excess on one side and causes the realization of one of the types of usury called "exchange usury".There is also another type of increase in assets in transactions in which one party does not fulfill its obligation on time and as a result causes a loss to the other party and must compensate the damage caused by this delay, which is called "payment delay compensation".Since both of these issues increase the other party's assets,In the present study, while examining the exchange usury, the conditions of its realization and comparing it with the compensation for late payment in these respects, in response to the question that "Is obtaining compensation for late payment one of the examples of usury and is it sanctity or legitimate like exchange usury?"Examining the prohibition of usury and also mentioning the reasons for the legitimacy of late payment damages, we came to the conclusion that although some consider imposing a penalty for late payment as a trick to receive usury.However, several legal articles indicate its acceptance by the legislator, and it is considered legitimate by most jurists for various reasons, and it is not sanctity usury. Manuscript profile